Keith Doniphan Elston
Attorney at Law


(859) 225-2348

Free Initial Consultations


    Estate Planning

    Estate planning is a process involving the counsel of professional advisors who are familiar with your goals and concerns, your assets and how they are owned, and your family stucture.  It can involve the services of a variety of professionals, including your attorney, accountant, financial planner, life insurance advisor, banker, and/or broker.

    Estate planning covers the transfer of property at death, as well as a variety of other personal matters and may or may not involve tax planning.  The core document most often associated with this process is your will.  Other key documents in your estate planning portfolio may include powers of attorney, which authorize the person you designate as your agent to handle your financial affairs, and a Kentucky Advance Directive, which generally includes the appointment of a Health Care Surrogate to make health care decisions when you are incapable of making those decisions for yourself, and a Living Will, which expresses your wishes regarding end-of-life decisions.  Other documents may be necessary, depending on your particular circumstances.  You should discuss this with an attorney who is experienced in estate planning issues.

    If you die intestate (without a will), Kentucky laws of descent and distribution will determine who receives your property by default.  Generally, under Kentucky law, the distribution would be to the deceased person's spouse, then to children, then to parents, then to siblings.

    A state's plan often reflects the legislature's guess as to how most people would dispose of their estate and builds protections for certain beneficiaries, particularly minor children.  That plan may or may not reflect your actual wishes, and some of the built-in protections may not be necessary in a harmonious family setting.

    A will allows you to alter the state's default plan to suit your personal preferences.


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